The 20 Best Banks in Munich for Foreigners
For expats and foreigners living in Munich, finding the right bank that caters to their unique needs and preferences is essential. Whether it's easy access to English-speaking staff, digital banking options, or competitive exchange rates, there are several factors to consider when choosing a bank in a foreign country.
With the diverse range of financial institutions in Munich, it can be overwhelming to sift through all the options. That's why this list of the 20 best banks in Munich for foreigners is here to help. Whether you're looking for a traditional brick-and-mortar bank or a purely online banking experience, you'll find a comprehensive breakdown of the top banks that cater to expats and international residents in Munich.
- English-speaking customer service
- International wire transfer options
- ATM accessibility
- Fee structures for foreign transactions
- Online and mobile banking features
- 1. Deutsche Bank Filiale
- 2. Deutsche Bank Filiale
- 3. Deutsche Bank Filiale
- 4. Deutsche Bank Filiale
- 5. Deutsche Bank Filiale
- 6. Münchner Bank eG
- 7. Deutsche Bank Filiale
- 8. Middle East Bank, Munich Branch
- 9. Bank of China Zweigniederlassung München
- 10. Deutsche Bank Filiale
- 11. Santander Bank
- 12. Deutsche Bundesbank - Filiale München
- 13. Hausbank München eG Bank für Haus- und Grundbesitz
- 14. State Street Bank International GmbH
- 15. BMW Bank GmbH
- 16. HSBC Deutschland
- 17. MUFG Bank (Europe) Germany Branch, Munich Office
- 18. Deutsche Bank Wealth Management
- 19. UBS
- 20. Julius Bär München
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–3 PM
- Saturday: Closed
- Sunday: Closed
1. Deutsche Bank Filiale
Information and Reviews
- Impressed with the quick processing of applications and excellent service.
- Efficiently opened a new bank account with clarity and a smile, receiving unexpected gestures of kindness.
- Spot-on advice, professional service, and impressively fast processing.
- Although there were initial hiccups, the overall experience was immensely positive and highly recommended.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–3 PM
- Saturday: Closed
- Sunday: Closed
2. Deutsche Bank Filiale
Information and Reviews
- Frau Fatma Altun's excellent communication skills and professionalism make complex topics easy to understand.
- Customers appreciate the advisor's dedication to customer safety and security, especially in handling online fraud issues.
- The branch staff, especially Frau Fatma Altun, are praised for their efficiency, professionalism, and proactive approach to customer service.
Visit their website or contact them at +49 89 5521620 for more information.
- Monday: 10 AM–12:30 PM
- Tuesday: 2–4 PM
- Wednesday: 10 AM–12:30 PM
- Thursday: 10 AM–12:30 PM
- Friday: 10 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
3. Deutsche Bank Filiale
Information and Reviews
- Helpful staff providing effective and friendly customer service.
- Expertise in the financial industry and a comprehensive understanding of banking products.
- Professional and personable guidance from staff members.
These reviews highlight the bank's commitment to customer satisfaction and quality service. Visit Deutsche Bank Filiale in Arabellapark for all your banking needs.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–3 PM
- Saturday: Closed
- Sunday: Closed
4. Deutsche Bank Filiale
Information and Reviews
- Customers appreciate the friendly and professional staff who go above and beyond to help.
- The expert guidance provided by the financial advisors is highly valued by long-time customers.
- Efficient and helpful customer service is key to building a loyal customer base.
- Quick and effective solutions to any issues or questions customers may have.
Whether you're looking for a new bank or need assistance with your financial goals, Deutsche Bank Filiale is the place to go. Visit their website for more information on their services and stop by their branch to experience their exceptional customer service firsthand.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
5. Deutsche Bank Filiale
Information and Reviews
- Transparent and trustworthy consultation
- Extremely quick, efficient, and polite service
- Professional, fast, and clear information
- Cooperative and supportive staff
Customers highlight the efficient customer service and the helpfulness of the English-speaking team at Deutsche Bank Filiale. Whether you need assistance with bank account queries, credit cards, or financial advice, the knowledgeable staff, including Mr. Frank Lehmkuhle, are there to support you. With proactive follow-ups and timely appointments, this bank ensures that your needs are met with professionalism and care.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
6. Münchner Bank eG
Information and Reviews
The Münchner Bank eG is known for its outstanding customer service and personalized approach. Many clients have left positive reviews highlighting their experiences:
- Knowledgeable and attentive advisors who take the time to understand your needs.
- Efficient and informative consultations that leave customers feeling confident and well-informed.
- Quick response times and flexible services that cater to individual requirements.
- Professional and friendly staff who provide top-notch service and support.
When you choose Münchner Bank eG, you can trust that you are in good hands. Their commitment to excellence and customer satisfaction sets them apart as a trusted financial partner in the community. Contact Münchner Bank eG today to experience the difference for yourself!
- Monday: 10 AM–12:30 PM
- Tuesday: 2–4 PM
- Wednesday: 10 AM–12:30 PM
- Thursday: 10 AM–12:30 PM
- Friday: 10 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
7. Deutsche Bank Filiale
Information and Reviews
- Staff are friendly, competent, and helpful
- Service is impeccable and professional
- Customers leave satisfied with their issues resolved
- Special appreciation for specific staff members for their kindness and efficiency
The branch also offers accessibility features like wheelchair-accessible entrances. With a rating of 4.3 based on 100 reviews, Deutsche Bank Filiale continues to provide excellent service to its customers.
8. Middle East Bank, Munich Branch
Information and Reviews
- Customers rave about the friendly and helpful staff at Middle East Bank. They make banking a pleasant experience.
- The banking facilities are modern and well-maintained, creating a professional atmosphere for clients.
- Clients appreciate the range of services offered by the bank, from personal accounts to business loans.
Make sure to visit Middle East Bank, Munich Branch for all your banking needs!
- Monday: 9 AM–12 PM
- Tuesday: 9 AM–12 PM
- Wednesday: 9 AM–12 PM
- Thursday: 9 AM–12 PM
- Friday: 9 AM–12 PM
- Saturday: Closed
- Sunday: Closed
9. Bank of China Zweigniederlassung München
Information and Reviews
- Nice place to find. Nice people and environment.
- Good attitude and skilled in business.
- Nice service.
- Efficient account opening process and quick response to emails. Thorough document verification and signing procedures.
- Staff members are very friendly with outstanding business capabilities.
- Quick responses to email inquiries, fast account opening, thorough document verification process.
- Friendly staff and efficient service, no dragging around with procedures.
- Excellent service attitude, adept business skills, efficient processing, thumbs up.
Customers appreciate the Accessibility features, such as the wheelchair-accessible entrance, which ensures that all clients are catered to with utmost care and consideration. Visit their website for more information on the range of financial services they offer.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
10. Deutsche Bank Filiale
Information and Reviews
- Ms. Anita at the front desk provided excellent assistance during peak hours, going above and beyond to answer queries.
- Despite having a valid card until 01/24, a customer faced delays in receiving a new card, highlighting slow service processes.
- Customers praise the bank branch for consistently exceeding expectations and providing exceptional support.
- Individuals commend specific employees for their exceptional service and professionalism, making banking experiences smooth and efficient.
With dedicated staff like Mr. Thomas Wilfer and Frau Arabella Postmus, the bank ensures that customers receive personalized and efficient assistance. If you're looking for a bank that values customer service and support, Deutsche Bank Filiale is a reliable choice.
- Monday: 9 AM–1 PM
- Tuesday: 9 AM–1 PM
- Wednesday: 9 AM–1 PM
- Thursday: 9 AM–1 PM
- Friday: 9 AM–2 PM
- Saturday: Closed
- Sunday: Closed
11. Santander Bank
Information and Reviews
- One customer had a frustrating experience with account opening procedures.
- Another client found the account manager, Mr. Kraus, to be highly efficient and helpful, especially with English-speaking customers.
- An employee, Valentina Campetiello, received praise for her exceptional service and client-oriented approach.
- Overall, the bank is recommended for its excellent service, efficiency, and customer-focused approach.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
12. Deutsche Bundesbank - Filiale München
Information and Reviews
- Customers found the personnel to be very friendly and efficient, providing quick service even during busy times.
- The cashier was professional and accommodating, making the currency exchange process easy and hassle-free.
- Despite negative reviews, many customers had positive experiences and felt satisfied with the service.
- Overall, customers praised the professionalism and friendliness of the staff, making their visit pleasant and efficient.
- Monday: 9 AM–12:30 PM
- Tuesday: 9 AM–12:30 PM
- Wednesday: 9 AM–12:30 PM
- Thursday: 9 AM–12:30 PM
- Friday: 9 AM–12:30 PM
- Saturday: Closed
- Sunday: Closed
13. Hausbank München eG Bank für Haus- und Grundbesitz
Information and Reviews
- Fast and efficient service
- Competent and helpful staff, such as Herr Andreas Nelka
- Excellent online banking support
- Best interest rates in comparison to other banks in Munich, as mentioned by Herr Tobias Neumeier
Customers also praise specific employees like Johanna Kohl for offering exceptional service and assistance. While some negative feedback mentions issues with customer service, overall, the bank strives to provide a positive banking experience for its clients.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
14. State Street Bank International GmbH
Information and Reviews
With a rating of 3.2, based on 6 reviews, customers have shared their experiences, highlighting key points such as:
- Knowledgeable and courteous staff
- Convenient location
- Professional and efficient service
Whether you are looking for personal banking solutions or need assistance with corporate finances, State Street Bank International GmbH is dedicated to providing top-notch financial services with a customer-centric approach. Visit their website at statestreet.com or give them a call at +49 89 55878100 to learn more about how they can assist you.
- Monday: 8 AM–6 PM
- Tuesday: 8 AM–6 PM
- Wednesday: 8 AM–6 PM
- Thursday: 8 AM–6 PM
- Friday: 8 AM–6 PM
- Saturday: Closed
- Sunday: Closed
15. BMW Bank GmbH
Information and Reviews
- One customer was frustrated with contradictory instructions and lack of clarity in the account application process.
- Another mentioned the disappearing customer service when facing issues with leasing, leading to a frustrating experience.
- A customer pointed out the misdirection of the telephone number, causing confusion between banking and car leasing services.
- On a positive note, one customer praised the bank for providing great service.
Despite some negative feedback, the bank has received positive reviews as well, with customers reporting smooth experiences and efficient service. If you're in need of banking services in Munich, BMW Bank GmbH might be worth considering.
- Monday: 8 AM–5 PM
- Tuesday: 8 AM–5 PM
- Wednesday: 8 AM–5 PM
- Thursday: 8 AM–5 PM
- Friday: 8 AM–4 PM
- Saturday: Closed
- Sunday: Closed
16. HSBC Deutschland
Information and Reviews
- Long wait times for fund release
- Lack of accessible ATMs
- No branch presence in Munich
- Confusion over services offered
Although there have been challenges mentioned, HSBC Deutschland continues to provide banking services to its customers.
17. MUFG Bank (Europe) Germany Branch, Munich Office
Information and Reviews
Customers have praised the bank for its:
- Excellent customer service
- Efficient and swift transactions
- Professional and knowledgeable staff
The Accessibility feature of this branch includes a wheelchair-accessible entrance, ensuring that everyone can easily access the services provided. With a dedication to customer satisfaction and accessibility, MUFG Bank (Europe) Germany Branch, Munich Office stands out as a reliable and customer-focused banking institution.
18. Deutsche Bank Wealth Management
Information and Reviews
Customer reviews highlight the following key points:
- Professional and knowledgeable staff
- Efficient and personalized services
- Convenient location
Whether you are looking for investment advice, retirement planning, or wealth management services, Deutsche Bank Wealth Management is dedicated to providing top-notch financial solutions tailored to your specific needs. Visit their website or contact them today to learn more about how they can help you secure your financial future.
19. UBS
Information and Reviews
Customers have lauded UBS for its exceptional services, highlighting the following key points:
- Professional and knowledgeable staff
- Convenient location in the heart of Munich
- Wide range of financial products and services
Experience the excellence of UBS and secure your financial future with confidence!
- Monday: 8 AM–6 PM
- Tuesday: 8 AM–6 PM
- Wednesday: 8 AM–6 PM
- Thursday: 8 AM–6 PM
- Friday: 8 AM–6 PM
- Saturday: Closed
- Sunday: Closed
20. Julius Bär München
Information and Reviews
- Professional financial services tailored to individual needs.
- Expertise in wealth management and investment strategies.
- Excellent customer service and attention to detail.
Although there are currently no reviews available, customers can trust in the reputation of Julius Bär München as a reliable and trustworthy financial institution. The bank prides itself on its commitment to providing top-notch services and personalized solutions to meet each client's unique financial goals. Whether you are looking to grow your wealth or secure your financial future, Julius Bär München is there to guide you every step of the way.
Map of Banks in Munich for Foreigners
If you are a foreigner in Munich and are in need of banking services, it can be overwhelming trying to find the right bank for your needs. Luckily, this map provides the locations of all the banks in Munich, making it easier for you to navigate the city and find the nearest bank. Whether you need to open an account, exchange currency, or access ATMs, this map will be your guide.
Opening a Bank Account
Can foreigners open a bank account in Munich?
Yes, foreigners can open a bank account in Munich. Most banks in the city offer account options for non-residents, including expats and foreign students. You will typically need to provide a valid passport, proof of address, and sometimes proof of employment or studies.
Which banks in Munich are foreigner-friendly?
Popular banks in Munich that are known for being foreigner-friendly include Deutsche Bank, Commerzbank, and HypoVereinsbank. These banks often offer services in multiple languages and have specific account options tailored to the needs of expats and international students.
Online Banking Services
Can I access online banking services as a foreigner in Munich?
Yes, most banks in Munich offer robust online banking services that are accessible to foreigners. You can typically set up online banking when you open your account or request access later. Through online banking, you can manage your accounts, make transfers, and pay bills from anywhere in the world.
Are there any restrictions on using online banking as a foreigner?
There are usually no specific restrictions on using online banking as a foreigner in Munich. However, you may need to verify your identity through additional security measures, such as two-factor authentication, especially when accessing sensitive account information or performing high-value transactions.
ATM and Debit Card Usage
Can foreign visitors use ATMs in Munich?
Yes, foreign visitors can typically use ATMs in Munich to withdraw cash. Most ATMs in the city accept international debit and credit cards, but it is advisable to check with your bank beforehand to ensure compatibility and inquire about potential fees for foreign transactions.
Is it recommended for foreigners to have a debit card in Munich?
Having a debit card can be very convenient for foreigners living in Munich as it allows you to make purchases and withdraw cash easily. Debit cards are widely accepted throughout the city, including at supermarkets, restaurants, and public transportation services. It is a secure and efficient way to manage your finances while in Munich.
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