10 Best Mortgage Brokers in Munich

Baufi24 suits buyers who want to meet a named adviser at a local office, in person or by video. The Munich team on Balanstraße compares rates from more than 600 banks and checks the subsidy programmes that apply. Offer requests are free and non-binding. Alongside purchase financing, it handles follow-on financing, debt rescheduling and modernisation loans, and one senior adviser in the Munich office works in English.

MH-IMMOFINANZ suits buyers who want a budget confirmed before they start viewing flats. The independent broker sets a financing range in advance, prepares the application documents and acts as the contact with the bank until the money is paid out. It compares more than 400 banks for purchases, construction, modernisation, debt rescheduling and follow-on financing. Advice is free, since the lending bank pays a commission once the loan is signed.

Interhyp suits buyers who want a large lender panel and the option of advice in English. The Munich branch compares terms from more than 500 lenders and builds state and regional subsidy programmes, including KfW loans, into the financing. Advice is free and non-binding and takes place in person, by video or by phone. Beyond purchase and construction loans, it arranges follow-on financing and loans for investment property and modernisation.

paloo suits buyers who like to start online and then move to a personal adviser. Its comparison covers more than 500 banks for buying property or land, building, renovating, extending and follow-on financing. Guides on KfW subsidies and on financing without equity help with the first questions. Advisers can be reached by phone or WhatsApp, and the team works from Munich and Nuremberg after taking over nest-bau.de.

BEST-FINANZIERUNG is worth contacting for buyers on a time-limited residence permit, whom Kathrin Kaufmann explicitly welcomes. She brings more than 30 years in real estate and works with almost 500 regional and national partner banks. Property purchases, follow-on financing, equity release, modernisation, building society loans and green loans are all covered. An online form guides applicants step by step, and the request is free and non-binding.

Kezele & Partner suits owners who want financing and practical help with the property in one place. The independent broker in Obersendling compares more than 400 banks and offers its advice free and without obligation. An online property valuation and a service that finds tradespeople for building and renovation work come alongside the loan. Calculators for follow-on financing, repayment and renovation costs help with a first estimate before the meeting.

WelcomeHome suits working buyers who need to talk about their loan in the evening or at the weekend. Johann Greilinger compares more than 500 banks, including the client's own bank, and the advice is free and non-binding. He handles purchases of existing homes, new builds, modernisation loans and follow-on financing. Forward financing can secure a rate up to five years before the current fixed period ends.

Dr. Klein is a sound option for buyers who want a branch with several advisers and a long list of bank partners. The Munich office on Balanstraße compares around 600 banks and lists ten financing advisers by name. Beyond purchase loans it arranges follow-on financing, debt rescheduling and modernisation loans. Requests are free and non-binding, and the company has a dedicated English page on mortgages for expats.

Finanzagentur München is a good choice for buyers who prefer to discuss a loan in English or another language besides German. The independent agency near the main station arranges home loans through more than 500 banks, and its advisers are paid by the lenders, so the advice is free. It also handles consumer and car loans and financing for investment property. Clients anywhere in Germany can use it, not only those living near Munich.

CK-Immo-Finanz suits buyers who want a property value check alongside the loan. The broker compares up to 500 banks and offers a free first consultation and a free market value assessment. It also checks eligibility for subsidised loans and arranges consumer loans for cars or kitchens. Payment comes from the banks and only when a loan is placed, so clients pay nothing extra.